Nufaa is a cashback marketplace built for Gambian households. Buy your groceries, cashpower, airtime and household goods in the app, pay with Dalasi or crypto, and 10% to 20% of every order comes straight back to your Dalasi wallet.
Nufaa wallet
Fatoumata J.
Available balance
D 4,318.60
Recent activity
Serrekunda market basket
Groceries · 12% back
−D 840
+D 100.80
NAWEC cashpower
Utilities · 10% back
−D 500
+D 50.00
Top up · USDT converted
Crypto · rate locked 60s
+D 2,000
Cashback paid
D 100.80
Credited in Dalasi, 4 seconds after checkout.
Two ways to pay, one currency out
Every price on Nufaa is quoted in Gambian Dalasi. If you pay with crypto, we lock a conversion rate for 60 seconds and settle the merchant in Dalasi — so nobody in the chain carries the volatility, and your reward lands in the currency you actually spend.
Mobile money top-up
Load your wallet from your mobile money account. Balance shows in D immediately.
Bank transfer
Transfer from a Gambian bank account using your personal wallet reference.
Cash at an agent
Hand cash to a listed Nufaa agent, and the Dalasi appears in your wallet.
Withdraw any time
Move your balance and cashback back out to mobile money or an agent.
Useful if your money arrives from abroad. Send USDT, USDC or BTC, we convert at a rate you see before you confirm, and your wallet is credited in Dalasi.
Crypto is a funding method only. You never hold a crypto balance on Nufaa, and cashback is never paid in crypto.
20%
Top cashback rate, on fabric and tailoring orders
D 25
Minimum top-up, so a small budget still works
2
Registered entities — one in the UK, one in The Gambia
0
Interest charged, ever. Nufaa earns from merchant margin
What people actually buy
Rice, oil, sugar, onions, fish. Order the full basket and collect from your nearest agent point.
Buy NAWEC units and pay bills without leaving the app. Tokens arrive by SMS and in your order history.
Mattresses, cookware, fans, buckets, cleaning supplies. Bigger baskets carry the bigger rates.
Order cloth by the yard from listed sellers, then book a tailor through the same order.
Four steps, all in the app
There is no credit, no interest and no hidden charge. You spend money you already hold, and the merchant funds your cashback out of their margin.
Read the full flow
Give us your name, date of birth, address and a Gambian NID or passport number, plus a photo of that document and a selfie. We are registered in two jurisdictions, so this is a legal requirement, not a preference.
Start verificationMobile money, bank transfer, cash at an agent, or crypto converted at a rate you approve first. Minimum top-up is D 25. Whatever you send, your balance reads in Dalasi.
Buy from listed merchants, or become one. Sellers list stock in Dalasi, get paid in Dalasi, and set the cashback rate that brings buyers to their shop.
Confirmed orders release cashback into the same wallet within seconds. Spend it on the next order or withdraw it — it behaves exactly like the rest of your balance.
Basket D 1,240 · 12%
Cashback credited
+D 148.80
Seller payout
D 18,470
Settled to mobile money, same day
Serrekunda market. Photo by Mustapha Ceesay, CC BY-SA 4.0.
For shops, agents and traders
The same app that customers shop in is where sellers run their stock. List products, set your own cashback rate, and take payment from buyers whether they funded their wallet with Dalasi or crypto — you are always settled in Dalasi.
You set the rate
Choose cashback between 10% and 20%. Higher rates push your listings up the category page.
Same-day settlement
Confirmed orders pay out to your mobile money or bank account in Dalasi.
Verified buyers only
Every buyer has passed KYC before they can place an order, which cuts disputes.
No listing fee at launch
Nufaa takes a commission per completed sale. Nothing upfront, nothing monthly.
Know your customer
Because Nufaa is registered in the United Kingdom and The Gambia and moves real money, we verify every account before it can top up, shop or sell. It takes about five minutes and you only do it once.
What you will need
Your full legal name and date of birth
Exactly as printed on your identity document.
A passport number or Gambian NID number
Driving licence and voter's card are accepted as alternatives.
A photo of that document
Both sides for an NID card. All four corners visible, no glare.
A photo of your face
A plain selfie, so we can match it against the document.
Where we are
Dalasi first, everywhere. Crypto sits on top as a way to fund a wallet, not as a currency you have to understand.
Company registration completed in the United Kingdom and The Gambia. Selling starts with payments taken in Dalasi and cashback paid in Dalasi.
Top up, buy, list, sell, withdraw — the whole loop in one place, priced in Dalasi from the first screen to the receipt.
Customers pay with USDT, USDC or BTC at checkout. Conversion happens before confirmation, and the seller still receives Dalasi.
Pay from the UK for a basket collected in Banjul or Brikama, with the cashback credited to the family member who picks it up.
Why this exists
“Families here already spend the money. The problem was never the spending — it was that none of it ever came back.”
Nufaa started from a simple observation about how households in the Greater Banjul area buy: in cash, at whatever price the day gives, with no record and no reward. A marketplace that quotes in Dalasi, keeps a receipt, and pays part of the margin back to the buyer changes the arithmetic of an ordinary week.
Read the full storyVerification is open now. Get your account approved before the Gambia rollout so you can shop from day one.
