A Sharia-compliant marketplace for everyday life in Gambia — electricity, airtime, rice, household essentials. Zero interest. Zero hidden fees. Your balance quietly shrinks through blockchain staking rewards.
0%
Interest
4.45%
Est. APY
100%
Asset-backed
Staking reward
Just now
+D 42.50
Electricity, mobile top-up, groceries, household goods — every purchase is interest-free, and every Dalasi you hold quietly compounds in the background.
Every Dalasi you deposit is staked across Cardano, Solana, and Ethereum. You spend like normal — the network pays you the difference.
Open the wallet
Rice, cooking oil, household goods — sourced from neighbourhood merchants, paid without a single percent of interest.
NAWEC electricity, Africell airtime, water — settle them from the app or your nearest Nufaa agent. No fees, no queues.
Africell, Qcell, Comium — recharge any Gambian network instantly from your wallet. No scratching cards, no queues.
Recharge now
Every member is part of a shared system. Refer a neighbour, share a tip — when one balance grows, the whole community does.
Pick from the marketplace or visit a Nufaa agent. Electricity, airtime, rice, household goods — settle them on your terms.
Your funds acquire Sharia-compliant digital assets across Cardano, Solana, and Ethereum. Ownership stays with you, always.
Staking rewards quietly settle your balance every day. No interest. No deadlines. No fine print.
Est. Annual Yield
4.45%
Deposit, stake, send, spend. Every Dalasi works in the background — earning real on-chain rewards across three networks. Transfers, bills, groceries: one place, zero fees.
D 0
Hidden fees
4.45%
Est. annual yield
24/7
Access
100%
Your ownership
Islamic finance forbids interest because it taxes the most vulnerable hardest. Conventional banks built their whole model on that asymmetry. We didn't want to participate.
Nufaa runs on a Wakala (agency) structure. You aren't borrowing — the platform stakes on your behalf, the network yields the value, and your transaction settles. Transparent. Audited. Shared.
Everything you need to manage daily life — without the hidden costs, interest traps, or complexity of traditional finance.
No Riba, no hidden charges. Nufaa is built on Islamic finance principles — your purchases never accrue interest.
Every Dalasi you hold is staked across Solana, Cardano, Ethereum, ATOM, and Terra Classic — earning real on-chain rewards at an estimated 4.45% APY.
Rice, cooking oil, sugar, tin milk, ketchup — shop from local merchants and pay with your wallet. No middlemen, no markup.
Pay bills, top up airtime, send money — every transaction is completely free. No monthly charges, no per-transaction cuts.
Built on a Wakala (agency) model. Fully audited, fully transparent — finance that aligns with your values.
Refer neighbours, share tips — when one wallet grows, the whole network benefits. Built for Gambia, by Gambians.
Alhassan Bah grew up in Gambia, watching families work three jobs only to lose half of it to interest on a phone bill or a sack of rice. Conventional banking didn't fail by accident — it was built to extract.
Nufaa is his answer. A system where technology, not interest, settles the bill — and where every transaction is grounded in Islamic finance principles. Fairness, here, is operational. Not aspirational.
Alhassan Bah
Founder & CEO, Nufaa
Early members get priority access to staking yields and the lowest fee tier. The longer you're in, the more it compounds.
nufaa.now@hotmail.com
